Invisalign is one of the most popular ways to straighten teeth discreetly, but the cost of treatment can make paying everything upfront difficult.
At Whites Dental, eligible patients can spread the cost of Invisalign treatment in London using 0% finance over shorter repayment periods or longer-term interest-bearing finance.
Invisalign typically costs between £2,795 and £3,295 for moderate and comprehensive cases at Whites Dental, while Invisalign Express starts from £1,695 for selected mild cases. A £395 deposit is required when taking out treatment finance, with the remaining balance paid monthly.
Quick Answer: Yes. You can pay monthly for Invisalign at Whites Dental. Interest-free finance is typically available over 3–12 months, while longer-term finance is available over 18–60 months at 9.9% APR. A £395 deposit is required, and all finance applications are subject to status, affordability and lender approval.
🔑 Key Takeaways
- Invisalign Express starts from £1,695
- Invisalign Lite typically costs £2,795
- Invisalign Comprehensive typically costs £3,295
- 0% finance is typically available over 3–12 months
- Longer-term finance is available over 18–60 months at 9.9% APR
- A £395 deposit is required and goes towards the treatment cost
- Applicants must be UK residents aged 18 or over
0% finance is typically available over 3–12 months. Longer-term options are available over 18–60 months at 9.9% APR, subject to approval.
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How Invisalign Finance Works
Invisalign finance allows you to spread the cost of treatment rather than paying the full fee upfront.
At Whites Dental, finance is discussed once the dentist has assessed your teeth and confirmed which Invisalign package is clinically appropriate. This ensures that the finance application is based on an accurate treatment cost rather than an estimate.
- Attend a free Invisalign consultation and discuss what you would like to change about your smile.
- Receive a personalised treatment plan based on your alignment, bite and treatment complexity.
- Review the total Invisalign fee and what is included in the package.
- Choose a suitable repayment term and review the finance information provided.
- Complete the digital finance application for assessment by the finance provider.
- Pay the required £395 deposit and proceed with the clinical planning stages once the finance arrangement has been approved.
The application is completed digitally and a decision is often provided within minutes. Approval is not guaranteed and depends on the finance provider’s assessment.
Do you have to pay for Invisalign upfront?
No. You can pay upfront, use the practice’s staged payment arrangement or apply for dental finance.
The available options include:
- Paying the full Invisalign fee upfront
- Paying a £395 initial amount and the remaining balance in stages during treatment
- Using 0% finance over a shorter repayment term
- Using longer-term finance at 9.9% APR
How Much Does Invisalign Cost at Whites Dental?
Invisalign fees depend mainly on the complexity of the case and the number of aligners required.
| Invisalign Plan | Typical Cost | Aligners Included | Suitable For |
|---|---|---|---|
| Invisalign Express / i7 | From £1,695 | Up to 7 sets | Selected mild cases |
| Invisalign Lite | Typically £2,795 | 8–14 sets | Moderate cases |
| Invisalign Comprehensive | Typically £3,295 | 15–30 sets | Comprehensive cases |
| Complex Invisalign | Typically £3,995 | Based on treatment plan | More complex movement |
These are typical prices rather than fixed quotations. The dentist must first assess the position of your teeth, bite and treatment requirements.
You can view the complete breakdown on our Invisalign cost page.
How Much Is Invisalign Per Month?
The monthly cost of Invisalign depends on the total treatment fee, deposit, repayment term and whether interest applies.
The example below uses an Invisalign Comprehensive fee of £3,295 with a £395 deposit.
| Payment Option | Deposit | Monthly Payment | Finance Terms |
|---|---|---|---|
| 12 months | £395 | £241.70 | 0% finance |
| 24 months | £395 | £132.10 | 9.9% APR |
| 36 months | £395 | £92.10 | 9.9% APR |
| 48 months | £395 | £72.30 | 9.9% APR |
| 60 months | £395 | £60.40 | 9.9% APR |
Representative examples are provided as a guide. The finance application will show the amount of credit, repayment schedule, APR and total amount repayable before you enter into an agreement. Please review the complete terms carefully.
Which repayment term offers the best value?
A shorter 0% term avoids interest and therefore usually has the lowest overall cost. However, the monthly repayment will be higher.
A longer repayment term reduces the monthly commitment but incurs interest at 9.9% APR. The most suitable option depends on what you can afford to repay comfortably each month.
- 3–12 months: typically available at 0% interest
- 18–60 months: lower monthly payments at 9.9% APR
- £395 deposit: required and deducted from the treatment balance
What Is Included in the Invisalign Price?
The currently advertised Invisalign Express, Lite and Comprehensive packages at Whites Dental include:
- Free Invisalign consultation
- Invisalign aligners included in the selected package
- 3D scan and digital smile simulation
- Professional teeth whitening
- One removable retainer
- Teeth contouring where clinically appropriate
- Two hygienist sessions
- Clinical review appointments during treatment
Paying monthly does not reduce the level of care or remove package benefits. Finance only changes the way the treatment fee is paid.
Additional or replacement aligners, further retainers or treatment outside the agreed package may carry separate fees. Your dentist will explain what is included in your personalised plan.
Does Paying Monthly Affect Invisalign Treatment?
No. Paying monthly does not change the aligners, treatment planning, review appointments or clinical decisions involved in your care.
Invisalign results depend on:
- The accuracy of the treatment plan
- The complexity of the required tooth movement
- Wearing the aligners for the recommended daily period
- Attending review appointments
- Following the dentist’s instructions
The payment method does not influence how quickly teeth move or which treatment plan is clinically appropriate.
Can You Get Invisalign Finance With Bad Credit?
Having a poor or limited credit history does not automatically mean that an Invisalign finance application will be rejected. However, approval is not guaranteed.
The finance provider may consider factors such as:
- Your credit history
- Your income and regular financial commitments
- Whether the repayments appear affordable
- The amount of credit requested
- The deposit paid
- The selected repayment term
The lender, rather than Whites Dental, makes the final credit decision.
Can you get Invisalign finance with no credit check?
Whites Dental does not advertise guaranteed no-credit-check Invisalign finance.
Finance applications are normally subject to creditworthiness, identity and affordability assessments. The exact checks used and any effect on your credit file depend on the finance provider and will be shown during the application process.
Be cautious with any provider advertising guaranteed acceptance or finance without explaining the repayment terms and checks involved.
Can you apply if you have previously been refused credit?
You may still apply, but each decision is made by the finance provider according to its lending criteria and your current circumstances. Whites Dental cannot predict or guarantee the outcome of an application.
Before applying, consider whether the proposed repayments are affordable and review the checks, terms and total repayment amount shown by the lender.
How to Apply for Invisalign Finance
The finance process is designed to be completed after your consultation and personalised treatment plan.
- Book a free Invisalign consultation at Waterloo or Marble Arch.
- Receive a clinical assessment and recommended Invisalign package.
- Review the treatment fee and available payment options.
- Pay the required £395 deposit.
- Receive a digital finance application link.
- Select an available repayment term.
- Submit the application for assessment by the finance provider.
Finance is available for eligible treatments over £1,000. Applicants must be UK residents and aged 18 or over. Terms and conditions apply.
Can Parents Use Finance for Teen Invisalign?
Invisalign payment plans may be available where the treatment is for a teenager, but the finance applicant would normally need to be a parent or guardian aged 18 or over.
The applicant would be responsible for the finance agreement and repayments, while the Invisalign treatment would be provided to the younger patient.
Clinical suitability for teen Invisalign must still be assessed independently from the finance application.
Invisalign Finance at Whites Dental London
Whites Dental offers Invisalign consultations, treatment and payment options from two Central London practices:
Whites Dental Waterloo
172 Blackfriars Road, London SE1 8ER
Telephone: 020 8616 0590
The Waterloo clinic is convenient for patients travelling from South Bank, London Bridge, Blackfriars and surrounding areas.
Whites Dental Marble Arch (W2)
52B Kendal Street, St George’s Fields, London W2 2BP
Telephone: 020 3576 2325
The Marble Arch practice is convenient for patients travelling from Paddington, Edgware Road, Marylebone and Central London.
Your consultation allows the dentist to assess your teeth, recommend the appropriate Invisalign package and explain the available payment options before you decide whether to proceed.
Frequently Asked Questions About Invisalign Finance
Can I get Invisalign on monthly payments?
Yes. Eligible patients can spread the cost of Invisalign using shorter-term 0% finance or longer-term finance at 9.9% APR, subject to approval.
How much is the Invisalign deposit?
A £395 deposit is required when using the currently advertised finance options. This payment contributes towards the total treatment cost.
How long can you finance Invisalign for?
Interest-free finance is typically available over 3–12 months. Longer-term finance is available over 18–60 months at 9.9% APR.
Is Invisalign finance interest-free?
Shorter repayment terms are typically available at 0% interest. Longer repayment terms incur interest at 9.9% APR.
How much is Invisalign a month?
Monthly payments depend on the treatment fee and repayment term. For example, a £3,295 treatment with a £395 deposit is currently advertised at £241.70 per month over 12 months at 0%, or £132.10 per month over 24 months at 9.9% APR.
Do I need good credit for Invisalign finance?
Approval depends on the lender’s assessment of creditworthiness and affordability. There is no single credit score that guarantees approval.
Is there a no-credit-check Invisalign plan?
Whites Dental does not advertise guaranteed no-credit-check finance. Finance applications may involve creditworthiness, affordability and identity checks.
Can I get Invisalign with bad credit?
You may still be able to apply, but approval is not guaranteed. The lender will assess your individual circumstances before making a decision.
Will applying affect my credit score?
The type of credit search and any effect on your credit file depend on the finance provider and application process. Review the information presented before submitting the application.
Can I pay Invisalign finance off early?
Early settlement may be possible, but the exact terms depend on the finance agreement. The provider can explain any settlement amount or applicable conditions.
Can I combine a deposit with monthly payments?
Yes. The currently advertised arrangement requires a £395 deposit, with the remaining balance spread over the approved repayment term.
Can Invisalign finance cover the whole treatment?
The finance options may cover the remaining treatment balance after the deposit, subject to the lender’s approval and the terms of the agreement.
Are payment plans available for Invisalign Express?
Invisalign Express starts from £1,695 and exceeds the published £1,000 minimum treatment value for finance applications. Eligibility remains subject to the applicant and lender approval.
Does paying monthly delay treatment?
Once finance has been approved and the required scans, planning and clinical stages have been completed, aligners can be ordered. The payment method does not change the manufacturing process.
Are Invisalign payment plans available for adults and teens?
Payment options may be available for both adult and teen treatment. For younger patients, a parent or guardian would normally need to apply for the finance agreement.
Are payment plans also available for fixed braces?
Monthly payment options may also be available for eligible fixed-brace treatment. Treatment suitability and costs must be confirmed before finance options can be discussed.
Related Invisalign Guides
Author
Dr Deepa Chopra
Principal Dentist & Clinic Founder
GDC registration number: 124489
Membership of the Faculty of Dental Surgery from the Royal College of Surgeons of Edinburgh
Membership of the British Dental Association
Restorative Dentistry from Tipton
Align Invisalign profile
LinkedIn profile
Areas of Expertise: 20+ Years Dentistry Experience. General Dentistry, Cosmetic Dentistry, Restorative Dentistry, Invisalign, Composite Bonding, Veneers, Root Canals, Crowns, Dentures, Gum Disease, Hygienist Services, Emergency Dental Services & Teeth Whitening.